No Fault New York
The state of New York follows the no fault system. Which means, when you are in an accident after being at a private party nyc, your insurance company will pay for your injury claims no matter who is at fault. This can be extremely helpful in your time of need. Especially, if the insurance company of the person found in fault drags their feet or the other person does not have any insurance. You will not have to worry about paying the cost out of your pocket and having to wait to be reimbursed. This becomes a gigantic benefit if the accident causes you to lose anytime or money from not being able to work.